Titlers Real Estate Law :: Title Insurance

Buying a home is one of the largest investments you will make in your lifetime.

Title insurance, purchased through your real estate lawyer will ensure that that investment is protected. The protection covers unforeseen factors that affect your property ownership AFTER the deal has closed. The Title Insurance will assume the risk for all problems and protect your rights for as long as you are the property owner.

These factors may include:

Real-estate fraud
Title-related issues that arise after closing such as forged signatures and fake documents
Zoning and by-law infractions
Liens, encumbrances of property
Lack of up-to-date survey
Mental incapacity
Work orders, permit violations, fences, boundaries, tenancies, rights of way and certain easements.

One of the big advantages relates to older homes registered under the registry system, where a 40-year search to a good root of title and adjoining property search is still required (certain searches such as corporate status, escheat and in some instances zoning and executions can be eliminated with title insurance) and for certain new-home deals
Title Insurance provides title protection that is equal to or better than the traditional lawyer's opinion on title. Title insured transactions often cost less than a lawyer's opinion and cost overruns are reduced or eliminated.
Even more importantly, Title Insurance makes for fewer problems at closing and allows most purchases and mortgages to close easily and on time.

CLIENT REPS | SERVICES | TITLE INSURANCE | HELPFUL TOOLS

Titlers recommends title insurance for new and existing homeowners

... to provide an extra level of protection against fraud and other unforseeables.
Title Insurance assumes the risk for all covered problems, protecting your rights and ownership to the property for as long as you own it. Title Insurance may also reduce your legal expenses.

Title Insurance can also reduce your legal expenses by eliminating costs on some searches so that the overall cost to you is offset by these savings and close to the cost without insurance.

Finally and perhaps more important still, Title Insurance allows us to focus on the many non-title issues in purchases and mortgages and provide the highest possible level of service and total value.

For helpful links regarding Title Insurance, visit our page on Helpful Tools.

Title Insurance Links

First Canadian Title

Stewart Title

TitlePlus